Stop Fraud Before It Costs You.

Bank-grade fraud monitoring on every transaction — real-time alerts, AI-powered detection, and chargeback protection built directly into your payment stack.

Why fraud protection is non-negotiable

Every fraudulent transaction costs you the sale amount plus fees, plus your time fighting the chargeback. Prevention is exponentially cheaper than recovery.

Catch fraud before it clears

AI flags suspicious patterns in real time — before the transaction settles and the money leaves.

Protect your chargeback ratio

Too many chargebacks and processors can terminate your account. Our tools keep your ratio healthy.

Shield every channel

In-person, online, and card-not-present transactions are all monitored under the same system.

Reduce manual review time

Smart automation handles routine screening — your team only gets flagged when it genuinely matters.

1.47%

Expire Mar 2026

of annual revenue lost on average to payment fraud — Hip Digital's real-time monitoring catches the majority of fraudulent attempts before they settle

1.47%

Expire Mar 2026

of annual revenue lost on average to payment fraud — Hip Digital's real-time monitoring catches the majority of fraudulent attempts before they settle

Comprehensive protection, zero added complexity

Effortlessly manage gift cards and customer rewards—your way, on your terms.

Real-time transaction screening

Every transaction is scored and evaluated at the moment of processing — not hours later.

Velocity checks

Unusual patterns — multiple charges in seconds, atypical amounts — are flagged instantly.

Chargeback management

When disputes happen, we provide documentation support to help you win them.

Customizable risk thresholds

Set the sensitivity level that's right for your business — tighter controls for high-risk categories.

Smart fraud detection tools

Always-on protection that works in the background — so you can focus on running your business.

AI Transaction Scoring

Every charge is scored in milliseconds using machine learning trained on billions of transactions.

3D Secure Support

Added authentication layer for online payments — reduces chargebacks on card-not-present transactions.

Real-Time Alerts

Instant notifications when suspicious activity is detected — act before damage is done.

Chargeback Dispute Support

We help you compile evidence and respond to disputes — improving your odds of winning.

Device & IP Fingerprinting

Identifies suspicious devices and locations before a transaction is approved.

Fraud Reporting Dashboard

Track flagged transactions, dispute outcomes, and risk trends from one central view.

Protection across every payment channel

Fraud detection runs on every transaction processed through Hip Digital — in-store, online, and everything in between.

How It Works

Continuous protection — running silently on every transaction you process.

Transaction Initiated

A customer swipes, taps, or pays online — the transaction enters our processing pipeline.

Real-Time Risk Scoring

AI evaluates dozens of risk signals in milliseconds — amount, location, device, behavior patterns.

Approve or Flag

Clean transactions clear instantly. Suspicious ones are flagged for review or declined automatically.

You Stay Informed

Alerts, reports, and chargeback support keep you in control — without adding work to your day.

Fraud protection for every business type

Designed to boost retention and rewards across industries:

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If you have any questions or feedback, we’re here to help. Get in touch with our specialized teams by using the links below.

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