No setup fees. No hidden markups. No long-term contracts. Hip Digital uses interchange-plus pricing — the most honest structure in payment processing — so you always know exactly what you're paying and why.
Ideal for small to mid-sized businesses with consistent monthly transaction volume.
$49.99 /per month
Best choice for businesses with higher monthly processing needs and greater transaction volume.
$99.99 /per month
Eliminate processing fees entirely by passing a small admin fee to card-paying customers while offering a discount to cash payers.
$0 /per month
We're proud to offer the most cost-effective payment processing on the market. Live support is available 24/7 at every step.
Our flexible subscriptions offer the lowest processing fees available. We tailor plans to your sales volume and POS needs — and switching plans later is easy.
Share a few quick details — your industry, average monthly sales volume, and current processor. This helps us match you with the right pricing structure and ensure a smooth integration
Select the terminals or POS hardware that best fit your workflow. Whether you need a countertop terminal, a handheld device, or a fully integrated POS system, we'll guide you to the right setup — compatible, reliable, and ready to go.
Once setup is complete, we'll ship your payment equipment directly to you — pre-configured and ready to use out of the box. Just plug it in and start accepting payments, with live US-based support standing by if you need anything.
Our team manually reviews your current processing statement line by line to identify hidden fees, unnecessary markups, and rate inefficiencies. Within 3 business days, we send you a detailed report showing exactly where you’re overpaying and how much you’d save by switching to Hip Digital. There’s no obligation and no cost.
No — you can request a quote first and upload your statement later. That said, the audit is most accurate when we can review your actual statement. The sooner we have it, the sooner we can show you your real savings.
All qualifying merchants receive a free credit card terminal when they sign up for a Light, Plus, or Cash Discount plan. More advanced POS systems (Clover, Order Counter, KORONA) may require a separate discussion depending on configuration. Contact us and we’ll tell you exactly what you qualify for.
Yes. Hip Digital uses PCI-DSS compliant payment infrastructure with end-to-end encryption and tokenization on all transactions. Your business data and your customers’ card data are protected at every step of the process.
The Cash Discount program lets you eliminate your merchant processing fees entirely. Card-paying customers are charged a small 4% admin fee, while cash customers receive a discount — effectively making the program self-funding. It’s fully compliant with Visa, Mastercard, and Amex cash discount rules, and it brings your monthly cost to $0.
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